If you have a query that is not covered in this section then please call one of our friendly experienced advisers on 0800 074 1997.
1. How do I apply?
2. What if I've been refused elsewhere?
3. How much can I borrow?
4. What is the repayment term?
5. How quickly can I arrange a mortgage?
6. Are there any up front fees?
7. What about all the paperwork?
8. Could I take another loan out in the future?
Right to buy
9. What is Right To Buy?
10. How long do I need to have lived at my property?
11. What's this about discounts?
1. How do I apply?
You can call our Freephone number 0800 074 1997 for immediate assistance or request a call back using the form opposite.
2. What if I've been refused elsewhere?
Even if you have CCJ's, mortgage arrears or no proof income we may still be able to help.
3. How much can I borrow?
We can offer mortgages/remortgages from £15,000 to £1,000,000 and secured loans from £3,000 to £250,000.
4. What is the repayment term?
Mortgage repayment terms run from a minimum of 5 years to a maximum of 35 years and secured loans from a minimum of 3 years to a maximum of 30 years.
5. How quickly can I arrange a mortgage?
Friendly Mortgage advisers can arrange your mortgage quickly and efficiently, and in most cases your mortgage will complete within 6 weeks.
6. Are there any up front fees?
If we can't secure the finance you require, no fees are payable.
7. What about all the paperwork?
Friendly Loans aim to make the whole process as painless as possible. When you call we'll talk you through every step of the application, including all the paperwork.
8. Could I take another loan out in the future?
Please feel free to contact us again in the future. We will try our best to find a loan or mortgage plan that suits your circumstances.
Right to buy
9. What is Right To Buy?
Introduced in 1980, the Right To Buy scheme lets you buy your council property at a discount to the full market value.
10. How long do I need to have lived at my property?
To exercise your Right to Buy you must have been a public sector tenant for a minimum qualification period of two years. We can consider joint applications with members of your family who have lived with you for the past 12 months or anyone else who is a joint tenant.
11. What's this about discounts?
How big a discount you will given on the price of your home depends on how long you have been a public sector tenant either with your present landlord, another Right To Buy landlord or certain other public bodies.
The overall cost for comparison is 11.3% APR (typical)
